News, guides, and market updates from National House Search.
Ideas, insights, and a little inspiration for what comes next.
"Escrow means someone else holds your money until it is time to pay it out. When you buy a house, you usually meet escrow twice. First, your deposit and closing money are held until the sale closes.…
"New homes in Florida can cost less to insure, but there is no set dollar amount. Florida law requires home insurers to offer credits for features that cut wind damage, including features that meet…
"An assumable mortgage lets a buyer take over the seller's existing home loan, with the same interest rate and the same time left to pay. FHA and VA loans have written rules that allow it, as long as…
"Nobody can promise what the Florida housing market will do next, but the latest numbers do not show a crash. In Florida Realtors' August 2026 report, released Sept. 16, 2026, the statewide…
"Maybe a little, but the major forecasts do not show a big drop soon. The 30-year fixed rate averaged 7.03% in Freddie Mac's survey as of Sept. 24, 2026. Fannie Mae's Sept. 11, 2026 forecast expects…
"Florida's housing market right now is steady, with fewer homes for sale and prices a little higher than last year. In Florida Realtors' August 2026 report, released Sept. 16, 2026, the statewide…
"There is no single right answer for everyone. The latest national data shows buyers have more homes to choose from than a year ago, but mortgage rates are higher: the 30-year fixed averaged 7.03% in…
"The Florida homestead exemption works the same way on a brand-new home as on any other home: you must own it and live in it as your permanent Florida home on January 1, then apply with your county…
"No, the property tax amendment on Florida's November 3, 2026 ballot would not eliminate property taxes. According to the official ballot summary posted by the Florida Division of Elections (checked…
"A 2-1 buydown lowers your mortgage rate by 2 percentage points in year one and 1 point in year two. In year three, your rate goes back to the full rate on your loan note and stays there. Someone…
