News, guides, and market updates from National House Search.
"No, the property tax amendment on Florida's November 3, 2026 ballot would not eliminate property taxes. According to the official ballot summary posted by the Florida Division of Elections (checked…
Ideas, insights, and a little inspiration for what comes next.
An LLPA, or loan-level price adjustment, is a fee Fannie Mae and Freddie Mac charge on a conventional loan based on its risk, mostly your credit score and your down payment. On Fannie Mae's LLPA…
The Home Possible income limit is 80% of the area median income (AMI) where the home is located. Freddie Mac's Seller/Servicer Guide (Section 4501.4, current as of Bulletin 2026-15, Nov. 4, 2026)…
Brevard County property tax on a new home is your taxable value times the millage rate for your exact tax area. In 2026, total rates on the Brevard County Property Appraiser's millage table run from…
You don't pay the VA funding fee if you receive VA compensation for a service-connected disability, if you're eligible for it but receive retirement or active-duty pay instead, if you're a surviving…
The 2026 conforming loan limit is $832,750 for a one-unit home in most U.S. counties, according to the Federal Housing Finance Agency (FHFA) announcement of Nov. 25, 2025 (checked Nov. 4, 2026). In…
A Loan Estimate is a standard three-page form that shows a loan's estimated interest rate, monthly payment and total closing costs. The lender must send it within three business days of getting your…
A 4-point inspection is a short insurance inspection of four parts of a Florida home: the roof, the electrical system, the plumbing and the heating and cooling (HVAC). Citizens Property Insurance…
Property tax on a new home in Orange County, Florida, is set by the home's value on January 1, minus any exemptions, and taxed at the millage rates of every taxing authority on your bill. A house…
A bridge loan is short-term financing that gives you cash for your next home's down payment and closing costs before your current home sells. You pay it off when the old home sells. The catch is that…
A 15-year mortgage costs far less interest but has a much higher monthly payment than a 30-year mortgage. In Freddie Mac's survey for the week of Oct. 29, 2026, the 15-year fixed averaged 6.60% and…
